Behind on your Mortgage?
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If eligible you may be entitled to:
Hundreds of homeowners visit our website daily looking for mortgage help. Many complain about the red tape they have to go through in order to get help from their lender or other programs. This is unfair and struggling homeowners need answers to their problems quickly, so they can decide what is best for their situation.
After submitting information above you will receive detailed information on programs which may reduce your payment, rate & help you stay in your home. Get the facts & learn about your options. Below are a few popular options currently providing help for homeowners. If you are behind on your mortgage or facing default due to a hardship we recommend you call us directly at 1-888-211-3778.
Several programs have been established to help homeowners refinance their mortgage and take advantage of today's historically low rates. Prior to this year homeowners with negative equity, bad credit or income issues may not have qualified. Now several programs exist in helping homeowners lower their payment and rate.
Homeowners behind on their mortgage or experiencing a
financial hardship may not qualify for a refinance. Many may
qualify for a Loan Modification.
A Loan Modification is described as a modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.
2. Get an overview of programs available in your area.
3. Decide what program may help you lower payments & save your home.
Which option is best for you depends upon your financial situation. There is no one size fits all program for today's mortgage crisis. Stop getting the run around and let the Home Relief Program find the best solution for you.