This website is not associated with the government, and our service is not approved by the government or your lender.

Behind on your Mortgage?

Speak with a Live Counselor:



If eligible you may be entitled to:

  • Saving your Home
  • Lower Monthly Payment
  • Lower Fixed Interest Rate
  • Negative Equity Forgiveness
  • Principal Balance Reduction
  • Restructured Late Payments



What best describes your situation:

Mortgage Late I'm behind on my mortgage

Lower Payment I want to lower my payment

Reduce Rate I want to reduce my rate

Foreclosure I'm currently facing foreclosure

Upsidedown I owe more than my home is worth

Other Other

My zip code is:

Get the Facts on Lowering your Payment & Avoiding Foreclosure.

Hundreds of homeowners visit our website daily looking for mortgage help. Many complain about the red tape they have to go through in order to get help from their lender or other programs. This is unfair and struggling homeowners need answers to their problems quickly, so they can decide what is best for their situation.


After submitting information above you will receive detailed information on programs which may reduce your payment, rate & help you stay in your home. Get the facts & learn about your options. Below are a few popular options currently providing help for homeowners. If you are behind on your mortgage or facing default due to a hardship we recommend you call us directly at 1-877-494-9007.

New Refinance Assistance Programs

Several programs have been established to help homeowners refinance their mortgage and take advantage of today's historically low rates. Prior to this year homeowners with negative equity, bad credit or income issues may not have qualified. Now several programs exist in helping homeowners lower their payment and rate.

Mortgage Loan Modification Programs

Homeowners behind on their mortgage or experiencing a financial hardship may not qualify for a refinance. Many may qualify for a Loan Modification.

A Loan Modification is described as a modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.

Here is how the process works!

1. Fill out the short above or call 1-877-494-9007 to speak with a counselor.

2. Get an overview of programs available in your area.

3. Decide what program may help you lower payments & save your home.


Which option is best for you depends upon your financial situation. There is no one size fits all program for today's mortgage crisis. Stop getting the run around and let the Home Relief Program find the best solution for you.



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The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time. Readers who have particular real estate financing or foreclosure, or who believe they require legal counsel, should seek the advice from their personal attorney. By submitting this contact request, you are consenting to be contacted by attorneys, mortgage relief advocates or loan modification services in our network by telephone or email, even if you have previously listed yourself on any state or federal Do-Not-Call List. Please note that our company may receive compensation for that introduction.

IMPORTANT NOTICE: is not a mortgage relief service, mortgage lender, a lawyer referral service or a law firm and the information contained herein is not legal advice. Using does not create an attorney-client relationship between any attorneys in our network. is not a government sponsored website or program and is not approved by your lender. To access information on government sponsored assistance, please visit This website is also not a non-profit, state or local government website. matches consumers with attorneys, advocates or services in our network that may offer foreclosure help, mortgage relief or loan modification services. No particular result is guaranteed by engaging with partners in our network and lenders may not agree to change a consumer's loan by using their services. There is no guarantee that you may qualify for a loan modification or prevent the foreclosure process. does not charge any upfront fees; partners in our network provide a no cost evaluation of your options. However; they may charge a fee for services after initial review. will not ask you to transfer or surrender property titles, we will not offer to buy your house at a below-market price, you will not be asked to bypass the lender and make payments directly to the company or other third party. We do not encourage you to avoid contacting your lender, lawyer, credit counselor, or housing counselor. If you feel a member of our network is attempting to or has violated these terms please email *Examples only and are not typical or project a certain outcome.