Life gets in the way or impedes how we are able to pay our bills, and this has been especially true for our current times. Unforeseen events happen that we have no control over, loss of income, a family emergency that requires immediate attention, or even an injury that hinders the ability to work. In light of all of this, it’s understandable why you may be subject to falling behind on payments.
Know that you are not alone, many others are dealing with these very circumstances just as well. But, thankfully there are agencies all around South Carolina that can work with you and help determine the best strategy to tackle your personal situation. These are but a few of the organizations that can formulate the plans needed to help prevent foreclosure.
South Carolina Homeownership Resource Center
The South Carolina Homeownership Resource Center is a non-profit organization and approved foreclosure counseling agency by the U.S. Department of Housing and Urban Development. With a number of licensed counselors that can provide homeowners with free advice and the necessary steps as that will get the homeowner back on track with their payments after a thorough counseling process that will see which options are available specific to the situation. They can be reached at (888-320-0350)
Urban League Upstate
With affiliates in 36 states, the Urban League Upstate has created a community lead organization determined to ensure their communities have equal opportunity. A mission that has been at the heart of their organization since 1972. With their HUD-approved counseling program, they will work to create stable communities for families and ensure that everyone, no matter where they are financial, has an option. To get in touch, go to urbanleagueupstate.org
Origin SC
Origin SC provides free foreclosure prevention services to financially struggling families, by HUD-licensed counselors. The team even offers a quick, live online chat, Monday through Friday with one of their counselors. Their website even has a section dedicated to the situation that is most like yours and explains in detail what each of the programs can do to help. By setting up an appointment at originsc.org, you can learn what steps will be taken to help prevent the loss of your home.
Rock Hill South Carolina
Their goal is to help stabilize their communities. Rock Hill offers free foreclosure counseling and assistance to the residents of Rock Hill by calling (803-329-8719) their housing specialist may be able to work with you to help prevent foreclosure or even modify your mortgage loan.