Foreclosure Help in Nebraska
Foreclosure is a very difficult financial problem to be faced with. Whether due to the loss of income or the unexpected increase of expenses, falling behind on your mortgage is a problem many Americans are dealing with. Luckily, there are many resources at your disposal that can assist and guide you through this difficult process and even help you keep your home. Let’s have a look at some of the organizations that can help you.
Dial 2-1-1
This is an information and referral service that can help any homeowner in a state of mortgage delinquency. These operators can connect you to free housing counseling services that will assess your situation and provide you with advice and connections to deal with your financial difficulty. You can also visit their website at http://www.ne211.org for more information.
Have a specific question about Avoiding Foreclosure in Nebraska? Check out our Foreclosure FAQ’s section.
Know your rights
The Nebraska Foreclosure Protection Act was formulated to protect homeowners in financial difficulty from fraudulent organizations that may attempt to take control of their homes. These organizations offer homeowners financial advice and solution, while often requiring upfront payments. The actions of these organizations have left people homeless while still responsible the delinquent mortgage on the home they lost. The Nebraska Foreclosure Protection Act therefore imposes legal restrictions and requirements on foreclosure consultants and equity purchasers.
If you are in need of advice or guidance, make sure to contact a registered and government approved counseling or financial organization. If your suspect that you may have been in contact with such a fraudulent organization, please report them to the Nebraska Attorney General’s office Consumer Protection Division (800) 727-6432 (toll-free in Nebraska) www.ago.ne.gov.
It is important to know that there are resources available to you when you find yourself in a difficult financial situation. It is vital to ask for assistance as soon as possible, so please make use of the resource listed above.