Foreclosure Help in Wisconsin
Facing foreclosure on your family home is a very difficult and challenging time for any homeowner. The good news is that there are organizations with trained and understanding employees that can help and assist you during this time. So if your mortgage is delinquent or you are struggling to make your monthly mortgage payments, please seek help and advice from one of the organizations listed below.
National Agencies
- Obama Mortgage assistance – Making Homes Obtainable is an organization that can help you access Obama Mortgage Assistance. This is a federal program established by the Obama administration through the Department of Treasury and is available to all 50 states. It was designed to assist homeowners facing foreclosure and can help with anything from offering advice to restructuring of loans. Simply fill in the application form on the Making Homes Obtainable website and speak to a Hardship Analyst. These analysts will help you apply for the correct relief program that is suited to your specific situation. They will also put you in contact with an attorney that can assist you through the legal process.
- Homeowner’s Hope Hotline – Homeowners facing potential foreclosure can also call the HOPE NOW toll-free at hotline at 1-888-995-HOPE (1-888-995-4673) or visit their website at 995hope.org. This hotline forms part of the HUD approved counselors, investors and mortgage lenders that can provide valuable information and resources to help prevent foreclosure.
- NeighborWorks® America – NeighborWorks® is a nation-wide non-profit organization with a network of nearly 250 independent organizations focused on assisting families through financial hardship and mortgage delinquency. They collaborate with a variety of private and government partners to help homeowners prevent foreclosure with the help of certified counselors.
Have a specific question about Avoiding Foreclosure in Wisconsin? Check out our Foreclosure FAQ’s section.
State agencies
- Community Justice Inc. – This organization provides free legal advice for peoples of low income in the Dane county area. You can visit their website at https://www.communityjusticeinc.org/potential-clients to see if you are eligible.
- Legal Action of Wisconsin(southern WI counties) – This organization serves the southern Wisconsin counties and provides legal advice and services I foreclosure cases. Visit their website at https://www.legalaction.org/services/housing-law for more information.
- Wisconsin Judicare– Wisconsin Judicare serves the northern counties and provides legal representation to low-income individuals. From this web page http://www.judicare.org/content.cfm, you can find out how Wisconsin Judicare works, if you might be eligible for services and how to apply.
- Wisconsin Foreclosure Mediation Network – this organization provides mediators to assist homeowners during a foreclosure dispute. You can contact them through their website at http://mediatewisconsin.com/.
- Wisconsin State Law Library – The state library offers some introductory training and advice on what to do when facing foreclosure. They have some great resources at their disposal and are very accessible and easy to follow. Visit their foreclosure help web page at http://wilawlibrary.gov/learn/tutorials/foreclosure.html.
- WHEDA – Offers advice and assistance with loan restructuring in case of delinquency as well as assistance with credit counseling. Contact them at https://www.wheda.com/Homeowners/Foreclosure-Prevention/.
HUD Foreclosure Avoidance Counseling – offers counseling and advice on all matters regarding delinquency and foreclosure. This service is free of charge. Visit https://apps.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm